No Case is Too Complex
One of the many benefits of having a smartphone today is that you have a world of convenience available to you with the press of a button. There are all kinds of apps you can use to help you navigate everyday life easily and without effort, including rideshare apps. Millions of Americans use apps like Lyft and Uber every day to commute to work, run errands, and get home safely after a night out, but unfortunately, the increase in app usage also means there has been an increase in car accidents. If you have been injured in a rideshare accident, it's best to call an attorney immediately, as these accidents aren't always clear-cut due to the potential involvement of rideshare companies. Our St. Petersburg Lyft and Uber accident attorney is available to hear your story and help you determine the next steps of your case when you call us for help. At Heyman Law Firm, your recovery is our priority.
What to Do After an Accident
Getting into a car accident can be unnerving, especially if it's your first time and you don't know what to do. It's important to educate yourself and follow certain steps so you can protect both your health and your chance of recovering compensation through a successful personal injury claim.
After you remain calm and pull over, the most important step is to get assessed by a medical professional, who can diagnose and treat any injuries you may have. Getting medical attention also ensures you get additional documentation of your injuries, which you can use in your claim. Make sure you hold onto your receipts and any other medical records your doctor fills out.
Documenting the scene of your car accident is especially important. If you're able to, take photos of your injuries and the damage done to any vehicles, and collect the contact information of any witnesses who can provide statements. If you haven't collected sufficient evidence or documentation, having a personal injury attorney can help. When you hire our team, we can conduct a thorough investigation and begin assessing any complex insurance coverage issues. We can also pursue a copy of the crash report that every officer is required to file with their department after an accident.
How We Can Help
If you're injured in an Uber or Lyft accident, you need to hire an experienced attorney who knows how to communicate and negotiate with insurance companies and rideshare companies to get optimal results. Our attorney has more than three decades of experience settling auto accident claims and can help you calculate how much you deserve. We can help you cover the costs of economic damages like medical expenses and lost wages, as well as non-economic damages like pain and suffering, or loss of companionship if you lost a loved one in an accident. We can determine who is liable and aggressively fight for your rights throughout your case.
Don't take any risks when it comes to going after financial compensation –call our St. Petersburg Uber and Lyft accident attorney at (727) 822-3700. We have decades of experience and success to back us up.
Uber & Lyft Insurance Coverage in Florida
Rideshare companies like Uber and Lyft attempt to make ridesharing safe by doing things like vetting their drivers. Potential drivers must undergo rigorous screening and have their driving and criminal records reviewed.
Some basic requirements to become a rideshare driver include:
- Being 21 years old or older
- Having a valid U.S. driver's license
- Have proof of vehicle insurance
- Have proof of registration
Because Uber and Lyft vehicles are simply the personal vehicles of the company's drivers, however, the types of accidents and injuries that can occur are the same as any other auto accident. Rideshare drivers may be more tempted to speed in order to pick up and drop off their riders quickly and earn more money, which can result in a serious accident. Rideshare drivers may also be more prone to distracted driving if they're attempting to use their app and navigate when they should be focused on the road.
Uber and Lyft know that accidents can happen regardless of safety precautions, which is why the companies have insurance cover injuries in certain situations. However, it can be tricky to obtain coverage from a rideshare company in an accident.
Uber and Lyft's insurance policies both provide the following coverage:
- If the driver is logged onto the app but isn't in the process of transporting a passenger: Coverage is $50,000 per person and $100,000 per accident for bodily injury, and $25,000 in property damage
- If the driver is transporting a passenger: Coverage is up to $1 million in third-party liability coverage and $1 million in uninsured/underinsured motorist coverage
Because the companies' drivers are all classified as independent contractors, Uber and Lyft are able to avoid taking responsibility for accidents caused by driver negligence. Additionally, if drivers aren't logged into the app at the time of the accident, they must use their personal insurance.